Car repossessions fell the early months of the pandemic because borrowers took advantage of stimulus checks and got more slack from sympathetic lenders, but the inflation of the last year has reversed the trend, sending repo rates to highs not seen since 2019. “These repossessions are occurring on people who could afford that $500 or $600 a month payment two years ago,” said Ivan Drury, director of insights at Edmunds, “but now everything else in their life is more expensive.”