DISCUSSION

Consumers Worried About Card Fraud and Identity Theft

Written by George Anderson

By George Anderson

Whether shopping online or in stores, consumers are concerned about their personal information finding its way into the hands of criminals.

A new IBM survey of 1,000 consumers found:

  • 14 percent have had their personal and/or credit card information stolen
  • 10 percent had their information stolen during a holiday period
  • 61 percent are concerned about having their information stolen
  • 66 percent say they are more concerned this year than last
  • 49 percent believe the use of biometrics would offer greater security
  • 40 percent believe more sophisticated encryption technology is the answer for more secure transactions
  • 32 percent believe iris scans could reduce theft

"Consumers buy from retailers they trust and those retailers who are making security a priority will have a competitive advantage," said Joseph L. Gagnon, global retail leader, IBM. "Advanced technologies, from sophisticated encryption to bio-metric technologies, are being developed by researchers to help retailers increase security and build that all-important trust with shoppers."

As to who is responsible for safeguarding their information, respondents to the study said:

  • Credit card companies - 27 percent
  • Retailers - 15 percent
  • Individuals themselves - 26 percent.

Moderator's Comment: Is the perception that a retailer is "safe" a competitive advantage? How do retailers communicate to consumers that their security is a priority? - George Anderson - Moderator

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