PODCAST
Inventory Financing: Everything Retailers Need to Know
Inventory planning, supplier relationships, seasonality, and purchasing requirements all play a role in how retailers approach borrowing.
In this five-part podcast series, we discuss financing options available to retailers and e-commerce brands, including traditional bank financing, inventory-backed revolving lines of credit, Merchant Cash Advances (MCAs), inventory valuation, and borrowing capacity.
The series also explores how inventory supports a revolving line of credit, the impact of seasonality on inventory planning, and the considerations involved in selecting the right borrowing solution for a business.
With Lee Haskin
CEO at Crossroads Financial
Topics Covered
Lines of credit
Inventory valuation and borrowing capacity
Seasonality and inventory planning
Traditional bank financing and Merchant Cash Advances (MCAs)
Supplier relationships and purchasing obligations
Financing options for retail and ecommerce businesses
Episode 1: Financing Options for Retail and E-commerce
This first episode explores financing options available to retailers and ecommerce brands, including traditional bank financing, inventory-backed revolving lines of credit, and Merchant Cash Advances (MCAs).
The discussion also examines inventory valuation, borrowing capacity, and the factors that influence financing decisions.
Episode 2: Understanding Your Borrowing Options
In this episode, Lee Haskin explains why businesses borrow, the financing options available to retailers, and how inventory-backed revolving lines of credit differ from other forms of borrowing.
Episode 3: Seasonality, Inventory, and Borrowing for Retail Business
Let’s discuss how seasonality affects inventory value, how borrowing capacity changes over time, and why planning ahead is an important part of inventory financing.
Episode 4: Financing Inventory Across Multiple Sales Channels
Selling through multiple channels creates new opportunities and new financing considerations. Learn how inventory and receivables can support growth across an omnichannel business.
Episode 5: July 15th
Growth creates new opportunities, but it also requires planning. In this episode, Lee Haskin discusses why preparation, forecasting, and the right financing partner can make a meaningful difference as a business evolves.
